A private debt fund exposed to low-mid market asset-backed financing strategies

Fostering Growth with Asset-Based Lending Solutions

With decades of combined experience in credit and risk management, our team is enabling the underserved segment of high-growth companies to scale, while preserving equity. We pair deep financial expertise with cutting-edge technology to adopt a data-driven approach to collateral analysis.

Portfolio Highlights

  • A French specialist financing public and para-public construction projects, with strong exposure to government-backed counterparties and long-dated infrastructure assets. Fost provided a 2-year senior loan to support the execution of a diversified pipeline of public works contracts in France.

    —Europe's first neobank focused on construction SMEs

  • A fast-growing B2B2C travel technology platform enabling distributors to design and sell customised travel experiences in France. Fost invested in a €10m, 2-year senior secured note, financing receivables of travel distributors and benefiting from a robust collateral structure.

    —Next generation connected-trip operator

  • A European digital health company delivering clinically validated nutrition and lifestyle programmes, reimbursed by public healthcare systems. Fost provided a 2-year loan to finance current and future working capital needs, secured by receivables from statutory health insurers.

    —Tech-enabled weight-related conditions therapy provider

  • A technology company specialising in AI-driven geospatial analytics, serving enterprise and institutional clients with high-value data solutions. Fost invested via an 18-month €3m convertible bond, supporting accelerated growth and continued product development.

    —Market Leading AI-based infrastructure maintenance software

Our Services

Asset-Based Financing —

Fost provides bespoke asset-based financing solutions to fast-growing and innovative companies across EMEA. We structure senior and junior debt instruments secured by high-quality collateral, allowing businesses to scale while preserving equity and ensuring strong downside protection.

01

For Companies —

We help companies unlock liquidity from their assets without diluting shareholders.

    • Working capital and receivables financing

    • Growth-related funding needs

    • Asset-backed refinancing and balance-sheet optimisation

    • Bespoke, non-dilutive financing structures

    • Fast execution where banks are constrained

    • Financing aligned with cash-flow generation

    • Preservation of operational and strategic flexibility

    • Senior or junior secured debt instruments

    • Short to mid-term maturities

    • Collateral backed by investment-grade, sovereign, or highly granular receivables

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For Investors —

We deliver access to asset-backed credit opportunities designed to generate stable, risk-adjusted returns.

    • Asset-based financing in the low–mid market

    • High-quality collateral with systemic over-collateralisation

    • Granular portfolios and self-liquidating structures

    • Data-driven underwriting and collateral analysis

    • Robust covenant and security packages

    • Real-time monitoring at asset and portfolio level

    • We price complexity, not credit risk

    • Strong proprietary deal flow

    • Technology-enabled execution and monitoring

    • Focus on downside protection and capital preservation

Contact

Are you interested in exploring a financing strategy built around your goals or in learning more about investment opportunity with us? Reach out today to schedule a no-obligation consultation.